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Michael Pugh, CLU®, ChFC®, CLTC, CASL®, CEPA®

Michael Pugh, CLU®, ChFC®, CLTC, CASL®, CEPA®

Financial Advisor


Financial Independence affords security, flexibility, and opportunity---the security that comes with taking care of your family financially; the flexibility to choose the work & service for which you are passionate; the opportunity to help your community. Independence is the end that wealth serves.  Our mission is to help those people with whom we have a working relationship to define, plan for, and achieve their financial independence.

Since 1999, I have worked with individuals, private businesses, their owners, and their key people in the areas of retirement planning, distribution planning, business succession planning, capital allocation & investment management, risk management, and employee benefits. 


Professional Services

  • Retirement Income Solutions
  • Investment Solutions and Asset Management
  • Estate and Business Succession Planning Strategies
  • Survivor Benefits Strategies
  • Social Security and Long-Term Care Planning
  • Defined Benefit Plan and Pension Analysis
  • Personal and Business Insurance Analysis

 

Professional Qualifications

  • Series 6, 7, 65 Licensed
  • Life/Health/LTC Insurance Registrations
  • (ChFC®) Chartered Financial Consultant
  • (CLU®) Chartered Life Underwriter
  • (CASL®) Chartered Adviser for Senior Living
  • (CEPA®) Certified Exit Planning Advisor

 

Personal

  • Hampden-Sydney College B.A. Political Science, 1990
  • Medical College of Virginia/Virginia Commonwealth University,  Master of Health