Perception vs. Reality
There’s an alarming difference between perception and reality for current and future retirees.
Learn More

Michael Pugh, CLU®, ChFC®, CLTC, CASL®, CEPA®
Financial Advisor
Financial Planning with Personalized Service
Financial Independence affords security, flexibility, and opportunity---the security that comes with taking care of your family financially; the flexibility to choose the work & service for which you are passionate; the opportunity to help your community. Independence is the end that wealth serves. Our mission is to help those people with whom we have a working relationship to define, plan for, and achieve their financial independence.
Since 1999, I have worked with individuals, private businesses, their owners, and their key people in the areas of retirement planning, distribution planning, business succession planning, capital allocation & investment management, risk management, and employee benefits.
Assess Life Insurance Needs
How to help determine life insurance needs to provide for your family after you pass away.
Learn More
Monthly Budget
Track your monthly income and expenses to get a clearer view of your cash flow.
Learn More
